Home / Ways to sell / Equity Protection Program
$5M+
Paid to Homeowners
1,000+
Homeowners Helped
28
Average Days to Closing
You take a guaranteed payment at closing. We renovate and resell the house at our cost and our risk. When it sells, you get a defined share of the upside on top of what you were already paid.
A straight cash sale pays you once, today. Equity Protection pays you a little less today and a second time when the house resells, and the two payments together have been larger on every deal we have closed this way.
Step 1
Two minutes on the phone or the form. Address, condition, and what is pushing you to sell. No walkthrough yet, no obligation, no credit pull.
Step 2
We come out once, or do it on a video call if you would rather. Then you get both offers we can make on the property, in writing, with the math behind each one.
Step 3
Attorney review, title, and a check. Pick a closing date that works for you, a week out or three months out. We have done both.
You are not in a rush and want more than a straight cash price for the house.
The property has real upside once it is renovated, and you want a share of that gain.
You want a guaranteed payment now, plus a second payment when the home resells.
You would consider listing, but do not want the repairs, showings, or risk of a deal falling through.
01
The same inputs as a cash offer: the house's condition, recent comparable sales and market data. It is a little lower because you also share in the resale.
02
We scope the work at the walkthrough and price it before you sign. That budget, and anything over it, is ours to carry.
03
A defined share written into your agreement before you sign, and checked against the settlement statement when the renovated house sells.
Everything on this list is ours from the closing date on. It is written into the agreement.
The renovation cost
We fund all of it. If the budget runs over, that is ours.
Carrying costs
Taxes, insurance and utilities are ours from the closing date.
Downside risk
If the resale comes in under our projection, your closing payment does not change.
Every renovation decision
You are not picking finishes or approving change orders. You are already out.
Closing costs
Your seller-side closing costs, plus our own title and attorney fees.
The full cleanout
Take what matters and leave the rest exactly where it is.
Certificate of occupancy
The municipal CO and any town inspection work.
Liens and title issues
Liens, open permits and title defects. Our title company works them out.
What do I give up compared with a straight cash offer?
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Less cash on closing day, typically five to eight percent less than the straight cash offer. You wait for the second payment, usually three to six months. The upside is not guaranteed: the share is fixed in the contract, but the amount depends on what the house actually sells for. And there is a second agreement covering the upside, which your attorney should read.
What is my share of the upside?
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It is a defined percentage written into your agreement before you sign, and it varies with the size of the renovation and how much of the risk we are carrying. You will see the exact number and the exact formula in writing, not a promise.
What if the house sells for less than you projected?
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Your closing payment does not change. That money is already yours. The upside share is calculated on the actual resale, so a weaker resale means a smaller second payment, and a loss on our end does not come back to you.
How do I know what it actually sold for?
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You get the settlement statement from the resale. It is a public record either way, and the calculation is run against that document, not our word.
How long until the second payment?
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Three to six months on most projects. Larger renovations run longer. We update you when the house lists and again when it goes under contract.
Can I switch to the straight cash offer instead?
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Any time before you sign. Both offers are on the table until you pick one, and neither expires faster than the other.
Is this a lease-back or owner financing?
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No. It is a straight sale. You transfer the deed at closing and are paid in full for the sale. The upside share is a separate contractual payment, not an ownership interest you are carrying.
We will never sell your information.
